Westmount Financial, Superannuation, Investing, Investment planning
Rick Maggi
Strong returns, but sustainable?

With the 2024/25 financial year now in the rearview mirror, its safe to say that despite extreme volatility, the year was another winner for investors. But can this continue?

Strong returns, but sustainable?

Financial Planning

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Budgeting tips for students...

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Budgeting tips for students...

Starting or returning to study is an exciting time! But let’s be real, unless you’re also working full time, you’ll have less income while you complete your studies. That’s where a little planning can help make the most of your student budget…

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2021 Outlook...

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2021 Outlook...

Can investment returns hold up? Here is a summary of key insights and views on the investment outlook in simple point form…

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Approaching the dawn...

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Approaching the dawn...

COVID-19 has completely, and mercilessly, dictated the direction of economies and financial markets through most of this year. So, as we rapidly approach the end of an extremely unpredictable and volatile year, what's in store for 2021?

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2020: From Pandemic to Recovery...

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2020: From Pandemic to Recovery...

2020 didn’t exactly turn out the way I or many expected a year ago…

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Be a smart gift giver this holiday season...

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Be a smart gift giver this holiday season...

After a year like no other, many of us are looking forward to a relaxing holiday season shared with family and friends. Check out these easy ways to stretch your Christmas gift budget further…

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Power Move Podcast (Ep 1): Investing 101

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Power Move Podcast (Ep 1): Investing 101

Power Move is a three part series all about investing, brought to you by Future Women in partnership with Vanguard Australia. This article recaps the key points discussed in episode 1 with Shannon Nutter, including what is investing and why it's so important…

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How Much Impact Does US Presidents Have On Markets?

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How Much Impact Does US Presidents Have On Markets?

The anticipation building up to elections often brings with it questions about how financial markets will respond. But the outcome of an election is only one of many inputs to the market…

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COVID & Responsible Investing...

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COVID & Responsible Investing...

The pandemic has been described as the ultimate test for the performance of funds that consider environmental, social, governance factors, writes Clifford Fram. The early evidence shows they are outperforming their peers…

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Overwhelmed by debt?

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Overwhelmed by debt?

If you’re feeling the heat of mounting bills, don’t panic. You can negotiate a better deal that lets you hang onto your cash while you weather the COVID-19 pandemic.

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Federal Budget: What it means for you and the markets...

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Federal Budget: What it means for you and the markets...

A detailed summary of Federal Budget 2020, and how impacts on you and the financial markets…

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Did you defer your loan repayments?

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Did you defer your loan repayments?

If you’re one of 900,000 Aussies who deferred their home or business loan due to COVID-19, you could be getting a call from your bank in the next few weeks. Here’s our guide to your options…

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Important changes to superannuation...

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Important changes to superannuation...

For better or worse, superannuation rules continue to evolve. However, from July 1, 2020, new rules were introduced making contributing to superannuation in your later years just the little bit easier…

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Survey: Investment preferences of the young...

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Survey: Investment preferences of the young...

ASX recently published its annual investor study which this year surveyed over 5,000 investors on their investment preferences and priorities…

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The trouble with intuition...

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The trouble with intuition...

Cognitive bias has been of particular interest to the investing community and long lists of biases – confirmation bias, anchoring, the recency effect and dozens of others – are now the stock-in-trade of beginner investors worldwide…

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Market Outlook Q&A

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Market Outlook Q&A

AMP’s Dr Shane Oliver does Q&A (a worthwhile article)…

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Don't let overspending be your undoing...

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Don't let overspending be your undoing...

Do you struggle to control your spending around your friends and family? If the urge to ‘keep up’ with a certain lifestyle is stretching your finances, it could be time to take action…

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ETFs: Diversified vs Individual Asset Class

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ETFs: Diversified vs Individual Asset Class

A question that comes up for many investors at the beginning of their ETF investment journey is whether they should invest in a diversified ETF or an individual asset class ETF…

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A beginners guide to long-term wealth...

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A beginners guide to long-term wealth...

It's often said that starting out early on one's investing journey will deliver good long-term results…