A Fresh Start.
Chances are, you're thinking about the remainder of 2018 - most of us do at this time of year. It's the perfect time to hit 'reset' and get a fresh start.
If you would like this year to be the milestone year that moves you decisively towards your cherished goals, you need a plan, one that is uniquely your own, and vividly clear in its design and purpose.
We can help.
Westmount Financial is a long-established, self-licensed, financial planning practice based in Subiaco, Western Australia. We've been helping clients move the needle from vision to reality for over 40 years, using proven investment, superannuation and retirement strategies that work - no distractions, no unnecessary clutter, just a clear path forward, and peace of mind.

We enjoy a challenge and we love to educate - our clients come from a wide range of backgrounds, each with their own unique sets of circumstances. In other words, your income level, bank balance or investment experience doesn't influence our enthusiasm or dedication to look after your financial affairs and support your dreams.
So if you've ever felt like there was something standing between you and the things you want most in life, its time to take action.
Call us for an obligation-free review and second opinion. If we can add meaningful value, we'll offer to set you on a better course and fully explain what the next steps will be. And if not, you'll walk away knowing that you're already moving in the right direction.
It's about you.
Without first knowing what matters most to you, making tangible progress can be a lengthy, frustrating, and potentially expensive exercise.
Instead, we believe that your personal goals and beliefs should be at the centre of your investment or retirement strategy, not the other way around. In fact, beginning with the end in mind, having a clear vision, and staying faithful to your core values, will inform your important investment and lifestyle decisions, making your journey from 'A to B' a more intuitive (and comfortable) experience.
Whether you're in need of a comprehensive financial plan, a retirement review, or a superannuation rethink, let's get it right the first time.
Imagination will often carry us
to worlds that never were.
But without it we go nowhere.
Advice, the way it should be.
A well designed financial plan may not stand the test of time if you're not entirely comfortable with your Financial Advisor. And a common barrier to a productive 'advisor/client' relationship can often be lingering concerns over fees or potential conflicts of interest.
We offer a different approach.
To better align our success with yours, we've developed a service offering that is infinitely fairer and much easier to understand than the current industry standard.
Instead of confusing transaction-driven investment fees and 'multi-tiered' service packages, we believe that all clients deserve a consistently high level of advice and support, delivered on terms that are simple, cost effective and transparent.

Vince & Julie (Mosman Park)

Alan (Launceston)

Lee & Val (Mosman Park)

David & Rae (Dunsborough)

Peter & Carol (Swan Valley)

Ron & Shirley (Banjup)

David & Joanna (Helena Valley)

Lorna & Lionel (Piesse Brook)
News Blog...
It’s April and you’re still stuck with a post-Christmas spending hangover? Debt consolidation could be a solution, but tread carefully: there are no easy fixes…
Believe it or not, you can grow your retirement nest egg and do good at the same time, especially with the help of a good financial adviser...
At a time when spending is becoming ever more streamlined, it’s even more important for kids to understand the value of money. But how can parents and schools teach important money lessons without making kids feel anxious about not having enough or want more than they really need? Discover tools and concepts that can help with financial literacy, at home and in schools...
Financial “infidelity” can be just as destructive as the more traditional kind. Discover just what financial infidelity might look like in your relationship and what to do if you find you’ve been lied to - or need to confess...
We explore some of the challenges currently facing working Mums in Australia and whether they can expect better career opportunities, rewards and work-life balance in the future....
A sell off in bonds and shares at the same time is not out of the question, but it’s likely funds are more prepared for this “double whammy” effect than they were in the 1990s, says Shane Oliver, AMP Capital’s Senior Economist...
Many investors know that infrastructure generates strong and reliable cash flow streams, yet fewer investors appreciate the sheer scope and dynamism of infrastructure and the range of opportunities that it presents to investors...
In another sign that lenders may be getting "back in the game" for new lending, Bankwest have have just announced a 0.25% base rate reduction on their variable interest only investment loans. If you haven't reviewed your loans lately, you may be missing out, so call us for a second opinion or speak to Mike Hearn at Finance 56.
So you’re convinced that love conquers all and money matters can’t possibly come between you and your partner. Some recent stats about from Relationships Australia might make you think again...
As Sydney and Melbourne home prices begin to fall, some see this as the start of a property crash. There is good reason to be concerned, but it's also dangerous to generalise, as other cities (like Perth) are in a different orbit...
who can you trust with your money?
Opportunities to make your millions can come in many guises. Maybe you’ve been tempted to jump on the Bitcoin bandwagon or find a surefire way to become rich overnight. But it’s very important to fully understand the risks involved and seek sound advice before handing over your cash...
Feeling time poor and overwhelmed by your finances? This Money & Life article offers some good advice on how can you manage your money better without putting a lot of time into it...
Preparing for parenthood is an exciting time, but don't let the cots and cuddly toys distract you. Your finances (and everything else) are about to change in a big way, so use these pre-baby days to plan ahead. Here are the key financial tasks to tick off before, and after, baby arrives...
This month’s Reserve Bank of Australia interest rate policy meeting delivered no surprises, with interest rates kept on hold again at 1.5%...
As the war of words heats up between the US and China, this brief video from CNN provides an easy to understand explanation of trade wars and what we might expect if things really heat-up...
Divorce is the leading cause of financial hardship for women. So it’s important to take control of your money and plan for a time when you may become financially independent...
After the calm of 2017, 2018 is proving to be anything but with shares falling in February on worries about US inflation, only to rebound and then fall again with markets back to or below their February low, notwithstanding a nice US bounce overnight. So what’s driving the weakness and what should investors do?
Pensioners will now be exempt from Bill Shorten’s retiree tax grab after a fierce community backlash that Labor feared would hurt them in marginal seats at the next election...
Freelance work and the gig economy are on the rise in Australia. If you’re planning to follow the trend by starting your own business or joining Airtasker, here are some things to think about before saying goodbye to your salary...
Unlisted commercial property (office, retail and industrial) and infrastructure have had strong returns this decade. So where are we now?
A wave of digital disruption will drastically change the rental market and who landlords are...
If you can't decide between a fixed or variable rate, a split rate home loan could provide the best of both worlds. Find out more...
Once upon a time, people went out, got a job and stayed there for the rest of their working lives. But “a job for life” is no longer an option for most working Australians.
Changing careers, going out on your own and pursuing a dream to become self-employed has become the reality for many. The amount of co-working spaces that have opened up in major cities is evidence that more people are working for themselves and starting their own businesses...
If you’ve got retirement in your sights this year, we’ve got the ultimate checklist to help you retire in style. Discover how to prepare for this exciting new chapter in your life, safe in the knowledge that your finances will be taking care of you...
Is owning your home the best option for your senior years? Discover why renting in retirement could be on the rise and explore some advantages of being a tenant in later life...
Many people wonder if they can afford a financial planner, or whether they even have enough money to justify one. As Simon Clifford writes, people can't afford to not have a financial planner, or a plan...
Stephen Hawking, the brilliant British theoretical physicist who overcame a debilitating disease to publish wildly popular books probing the mysteries of the universe, has died, according to a family spokesman. He was 76...
Yesterday, the Opposition Leader revealed a new policy to abolish the ability for individuals to claim cash refunds on excess imputation credits that had not been applied to offset tax liabilities...
In 2018 it’s already clear that geopolitical events remain significant, for example with Trump’s tariffs and the messy Italian election result. Despite their benign financial market impact over the last two years they are worth keeping an eye on. This note takes a look at why geopolitics is more important for investors these days and what to look out for this year....
The addition of indexing to a portfolio of actively managed investments may markedly reduce an investor's downside risk. This very brief commentary is a little on the technical side, but worth a thought. Read on to learn more...