Educational

How To Reduce Your Downside Risk

How To Reduce Your Downside Risk

The addition of indexing to a portfolio of actively managed investments may markedly reduce an investor's downside risk.  This very brief commentary is a little on the technical side, but worth a thought. Read on to learn more...

Why All The Share Market Volatility?

Why All The Share Market Volatility?

The return of inflation has been mentioned quite a lot recently as a reason why share markets are jumpy all of a sudden, by what has the return of inflation in the United States really got to do with share market volatility?

Teach Your Children Well

Teach Your Children Well

As we move towards a cashless society, how do we teach children that money comes from hard work and good financial management and not some magic money pot in the sky?

Beware of Money Envy

Beware of Money Envy

We might think that having more money will solve our problems. But by spending less time and energy sizing up our situation against how others live, we can get clear on the goals that matter and take steps towards a better financial future....

Warren Buffett: The Power of Patience

Warren Buffett: The Power of Patience

FROM THE VAULT: 

(Originally posted on 16 October 2014)

Advice from one of the world's most successful investors…

Warren Buffett is perhaps the greatest investor of all time, and he has a simple solution that could help an individual turn $40 into $10 million....

The True Value of Advice

The True Value of Advice

Does investing in a financial planner really pay off? According to the latest research from Sunsuper you could be thousands of dollars better off when you make choices based on professional financial advice. Plus you’ll take more family holidays, have greater peace of mind and more confidence in your financial decisions...

Mini-retirement: Where do I sign?

Mini-retirement: Where do I sign?

Think a mini-retirement sounds like a pipe-dream? If you daydream about having the time and energy to get through your bucket list while you’re still young, it could be time for the blue-sky thinking and practical planning that can make it happen...

What is the risk of a US recession?

What is the risk of a US recession?

Was the 10% selloff the 'entree' of what's to come, or just a 10% correction?

Is a Self Managed Super Fund right for you?

Is a Self Managed Super Fund right for you?

Self-managed super funds (SMSFs) have become increasingly popular in recent years, but they come with many pros and cons and are certainly not for everyone.

They are often called ‘do-it-yourself’ or DIY super funds and, as their name suggests, they are super funds that are managed by their members...

Teen heading off to Uni?

Teen heading off to Uni?

5 Vital chats to have...

With the HSC exams finished and new graduates about to begin the next stage of their education, perhaps it’s a good time to start thinking about a new challenge ahead: how your teenager will fund his or her life at university.

Of course, you can always give your childs a helping hand with their finances during this time. But it’s also important to get them ready to stand on their own two feet during and after their studies.

For some parents, this may be a great opportunity to have those crucial chats about money and the financial workings of the world.

Living the Good Life...

Living the Good Life...

Whether you’re twenty-something and single or married with kids, life is full of challenges and opportunities. How can you handle money better so you’re not held back by debts and financial stress? 

Downsize your home, contribute to super

Downsize your home, contribute to super

From 1 July 2018, Australians aged 65 years or older will be able to make a non-concessional (after-tax) contribution into their superannuation (up to $300,000 each) from the sale proceeds of their family home, if they have owned the property for at least 10 years...

Frugal February - How Much Could You Save?

Frugal February - How Much Could You Save?

It’s the shortest month of the year so what better time to make a change and save some money? We’ve got three tips for each of the next four weeks to help those dollars pile up in Frugal February...

5 issues to consider before tying the knot...

5 issues to consider before tying the knot...

Before your big day, much of the financial talk may have been around budgeting for your wedding and planning your honeymoon. But while not nearly as exciting, there’s another vital part of your new partnership that should be considered: your future finances.

Finances can be one of the biggest sources of stress and tension in a marriage. However, open communication and careful planning now can help you avoid many problems down the road.

Here are five important areas to examine before you walk down the aisle: