Rick Maggi

30 July 2021

Debt, Debt Management, Financial Planning, Financial Advice, Financial Stress, Health

Money worries and your mental health...

Rick Maggi

30 July 2021

Debt, Debt Management, Financial Planning, Financial Advice, Financial Stress, Health

Worrying about your finances can take a real toll on your mental health. With many people experiencing financial stress this year, we look at what you can do to improve your financial (and mental) wellbeing…

Rick Maggi

28 July 2021

Elder Abuse

Speaking up against elder abuse...

Rick Maggi

28 July 2021

Elder Abuse

Australians from all walks of life are being urged to speak up if they suspect they or someone they know are being subjected to financial elder abuse…

Rick Maggi

27 July 2021

Hacking

Aussies losing millions to scams....

Rick Maggi

27 July 2021

Hacking

Scams and cybercrime are booming in the wake of the COVID-19 pandemic, leaving thousands of people out of pocket. Investment scams in particular have surged, costing victims more than $26,000 on average. So who is falling victim and how can you avoid being scammed?

Rick Maggi

22 July 2021

A dive into Diversifieds...

Rick Maggi

22 July 2021

Diversified ETFs are an efficient way to gain exposure to a multi-asset portfolio in just one trade. Find out how you can use Diversified ETFs in your portfolio and what the advantages are…

Rick Maggi

20 July 2021

Shares, Westmount Financial, Wealth Accumulation, Superannuation, International shares

An introduction to international shares...

Rick Maggi

20 July 2021

Shares, Westmount Financial, Wealth Accumulation, Superannuation, International shares

An introduction to international shares...

Investing internationally may increase your diversification and provide access to industries and companies not available in Australia…

Rick Maggi

16 July 2021

Know your fund types - an acronym odyssey

Rick Maggi

16 July 2021

Know your fund types - an acronym odyssey

What are the key differences between exchange-traded funds (ETFs), managed funds (MFs), and listed investment companies (LICs)?

Rick Maggi

16 July 2021

Investing, Market Risk, Market/Economic Update, Retirement, Superannuation

Turning down the noise...

Rick Maggi

16 July 2021

Investing, Market Risk, Market/Economic Update, Retirement, Superannuation

It sometimes seems that the worry list for investors has become more threatening and more confusing than ever. Learn how to worry less…

Rick Maggi

14 July 2021

Bonds, Superannuation, Wealth Accumulation

Bonds 101...

Rick Maggi

14 July 2021

Bonds, Superannuation, Wealth Accumulation

There's been much commentary lately about bonds, but let's first start with the basics: what is a bond? And what is their role in a diversified portfolio?

Rick Maggi

13 July 2021

Wealth Accumulation, Vanguard, Superannuation, Retirement, Investing

Investors on the front foot...

Rick Maggi

13 July 2021

Wealth Accumulation, Vanguard, Superannuation, Retirement, Investing

Share market investors around the world enjoyed strong returns over the first half of 2021 as economic activity rebounded and corporate earnings continued to strengthen…

Rick Maggi

9 July 2021

An introduction to Australian shares...

Rick Maggi

9 July 2021

Learn about Australian shares and why it is an asset class more suited to longer-term investors or those with higher risk tolerances…

Rick Maggi

8 July 2021

How hedging has boosted performance...

Rick Maggi

8 July 2021

Hedging international assets to the Aussie dollar has paid off over the last year, but when dealing with foreign currencies there are never guarantees conditions will stay the same…

Rick Maggi

7 July 2021

2021, Shares, Wealth Accumulation

Investment returns rebound. More to come?

Rick Maggi

7 July 2021

2021, Shares, Wealth Accumulation

Investment returns rebound. More to come?

The past financial year saw a spectacular rebound in returns for investors as the focus shifted from the recession to recovery against a backdrop of policy stimulus and vaccines. This note reviews the last financial year and takes a look at the outlook.

Rick Maggi

6 July 2021

Interest rates on hold...

Rick Maggi

6 July 2021

Following much debate about when the RBA would exit its easing policies, the central bank has held the cash rate at a record-low 0.1 of a percentage point for another month…

Rick Maggi

1 July 2021

Educational, Wealth Accumulation, Investing, Beginners

5 investing tips for beginners...

Rick Maggi

1 July 2021

Educational, Wealth Accumulation, Investing, Beginners

New year, new beginning. Here are five investing tips for those who are just starting their investment journey…

Rick Maggi

1 July 2021

Tax Return, Tax Deductions

Tax time: Calculating investment and income deductions

Rick Maggi

1 July 2021

Tax Return, Tax Deductions

Tax time: Calculating investment and income deductions

Here's a check list of what you will need to include in your 2020-21 income tax return…

Rick Maggi

30 June 2021

Educational, Financial Planning, Investing, Market Risk, Pensions, Retirement, SMSF, Strategy, Superannuation, Vanguard, Wealth Accumulation, Westmount Financial

What's your risk profile?

Rick Maggi

30 June 2021

Educational, Financial Planning, Investing, Market Risk, Pensions, Retirement, SMSF, Strategy, Superannuation, Vanguard, Wealth Accumulation, Westmount Financial

Your attitude to risk is one of the most important factors to consider when it comes to investing…

Rick Maggi

29 June 2021

Coronavirus, Economics, Westmount Financial, Wealth Accumulation

Covid Lockdown: Economic impact...

Rick Maggi

29 June 2021

Coronavirus, Economics, Westmount Financial, Wealth Accumulation

So how will this week’s Covid lockdowns impact on our economy? AMP’s Dr Shane Oliver provides some much needed perspective…

Rick Maggi

24 June 2021

Educational, Investing

Why there is also risk in not investing...

Rick Maggi

24 June 2021

Educational, Investing

Why there is also risk in not investing...

Many Australians know that investing will always come with some level of risk, namely the potential to lose money. In a recent Vanguard report on Australian attitudes towards investing, 20 per cent of those surveyed cited "worry of making a bad investment" as a barrier to investing.

Rick Maggi

23 June 2021

Interest Rates, Inflation, Westmount Financial, Wealth Accumulation, Superannuation, Retirement

Interest rates on the move? Don't be too concerned...

Rick Maggi

23 June 2021

Interest Rates, Inflation, Westmount Financial, Wealth Accumulation, Superannuation, Retirement

Interest rates on the move? Don't be too concerned...

Interest rates around the world are poised to move higher. Should you be concerned?

Rick Maggi

22 June 2021

Investing, Superannuation

6 investment things to consider before 30 June...

Rick Maggi

22 June 2021

Investing, Superannuation

6 investment things to consider before 30 June...

With only a short time left before the end of the financial year, it's potentially worth assessing your investments both outside and inside of superannuation.