Are we jumping into the market with a realistic plan and the view that we are investing for the long-term? Or are we essentially downloading an app to try our luck on some shares?
Overwhelmed by debt?
More modest returns should be expected...
The median balanced growth superannuation fund returned 5.8% pa over the five years to August and 7.3% pa over 10 years and that’s after fees and taxes. While that’s dull compared to the double digit returns of the higher inflation world of the 1980s and 1990s, it’s pretty good once low inflation of 2% pa or less is allowed for…
9 keys to successful investing...
As an investor its very easy to get thrown off by the ever present worry list surrounding investment markets that relates to economic activity, profits, interest rates, politics, etc. Or by the perennial predictions of an imminent crash. Or by talk of the next best thing that’s going to make you rich.
The investment world is far from predictable and neat. Its well known for sucking investors in during the good times and spitting them out during the bad times. Investing has become more difficult in recent years reflecting a surge in the flow of information and opinion. This has been magnified by a digital media where everyone is vying for attention and the best way to get this attention is via headlines of impending crisis. This all adds to uncertainty and potentially erratic investment decisions.
Against this backdrop I have written regularly over the years about nine key things for investors to bear in mind in order to be successful. But how does the coronavirus pandemic impact these? This note reviews each in view of the pandemic.
A guide to responsible investing...
Covid proofing your travel plans...
Covid: Where do our finances stand now?
Federal Budget: What it means for you and the markets...
Did you defer your loan repayments?
Biden vs Trump
Vanguard Market Commentary
Important changes to superannuation...
Lenders getting tough on old borrowers...
Survey: Investment preferences of the young...
ASX recently published its annual investor study which this year surveyed over 5,000 investors on their investment preferences and priorities…
