Rick Maggi

20 December 2019

Budgeting, Lifestyle, Retirement

Christmas at home or away?

Rick Maggi

20 December 2019

Budgeting, Lifestyle, Retirement

Could it be better for your finances, and family, to hit the road or head to distant shores for Christmas?

Rick Maggi

18 December 2019

Economics, Financial Advice, Investing, Market/Economic Update, Pensions, Retirement, Strategy, Superannuation, Wealth Accumulation

Vanguard economic outlook for 2020.

Rick Maggi

18 December 2019

Economics, Financial Advice, Investing, Market/Economic Update, Pensions, Retirement, Strategy, Superannuation, Wealth Accumulation

Read Vanguard’s economic outlook for 2020 and beyond…

Rick Maggi

17 December 2019

Budgeting, Financial Advice, Financial Planning

How to save money in 2020...

Rick Maggi

17 December 2019

Budgeting, Financial Advice, Financial Planning

When you hear the term ‘savings’ you probably think of the extra money you have in a bank account. But there’s so much more to savings than simply depositing more money into your accounts than you take out…

Rick Maggi

15 December 2019

Budgeting

Changing money habits for good...

Rick Maggi

15 December 2019

Budgeting

Is sticking to a budget the money magic wand that can sort out your finances, once and for all? Discover what budgeting can and can’t do for you and how to turn new budget habits into positive lifestyle changes…

Rick Maggi

11 December 2019

Financial Planning, Financial Advice

Choose face-to-face for your finances...

Rick Maggi

11 December 2019

Financial Planning, Financial Advice

Choose face-to-face for your finances...

Is more knowledge enough to help people do better with their money? New research shows seeking face-to-face advice from a professional can support better financial decisions…

Rick Maggi

3 December 2019

Interest Rates, Event Driven Update

Rates on hold

Rick Maggi

3 December 2019

Interest Rates, Event Driven Update

The Reserve Bank of Australia (RBA) has delivered its final cash rate announcement for the year with the decision to leave the rate unchanged at 0.75%.

Rick Maggi

20 November 2019

Financial Planning, Financial Advice, Educational

The difference between an Accountant and a Financial Planner...

Rick Maggi

20 November 2019

Financial Planning, Financial Advice, Educational

The difference between an Accountant and a Financial Planner...

When it comes to getting professional advice on money matters, should you be looking for an accountant or financial planner? Find out how they’re different and what services each one offers to help you manage your finances…

Rick Maggi

30 October 2019

Debt Management, Financial Advice, Financial Planning

Buy Now Pay Later - a better way to borrow?

Rick Maggi

30 October 2019

Debt Management, Financial Advice, Financial Planning

Buy Now Pay Later - a better way to borrow?

Is Buy Now Pay Later a blessing for consumers seeking credit without the hassle of a card application? Find out about the pros and cons of this type of borrowing…

Rick Maggi

28 October 2019

Shares, Wealth Accumulation

Shares explained...

Rick Maggi

28 October 2019

Shares, Wealth Accumulation

Ever contemplated investing in shares but don’t know where to start?

Before you do, it’s important to understand what shares are, how they work and why the bulk of adult Australians who own shares – directly or through managed funds/super – see it as a primary strategy for generating long-term wealth…

Rick Maggi

24 October 2019

Educational

Investment Quotes...

Rick Maggi

24 October 2019

Educational

The world of investing can be confusing and scary at times. But fortunately, the basics of investing are timeless and some investors (often the best) have a knack of encapsulating these in a sentence or two that is insightful and easy to understand…

Rick Maggi

14 October 2019

Event Driven Update, Economics, Market Risk, Market/Economic Update, Shares

Trade deal or handshake?

Rick Maggi

14 October 2019

Event Driven Update, Economics, Market Risk, Market/Economic Update, Shares

Last Friday the US and China made some promising steps towards a more substantive agreement, but this isn’t a trade deal, yet…

Rick Maggi

7 October 2019

Why you should budget for fun...

Rick Maggi

7 October 2019

Fun and budget are two words that don’t usually go together. But budgeting for fun can actually be the perfect way to put you in control of your cash flow…

Rick Maggi

3 October 2019

Event Driven Update, Market/Economic Update, Shares

Silver lining?

Rick Maggi

3 October 2019

Event Driven Update, Market/Economic Update, Shares

The Dow Jones had another bad night, down almost 1.86%, and at the time of writing own share market is doing a little worse, down 2.25%…

Rick Maggi

1 October 2019

Interest Rates, Investing

Rates cut to a new low...

Rick Maggi

1 October 2019

Interest Rates, Investing

As widely expected, despite cutting cash rates to 1.25 per cent in June, and then again to 1.00 per cent in July, today the Reserve Bank of Australia (RBA) today announced its third rate cut for the year, slashing an already historically low interest rate to 0.75 per cent…

Rick Maggi

27 September 2019

Strategy, Superannuation, Retirement, Investing, Interest Rates, Event Driven Update, Educational

Investment returns slowing...

Rick Maggi

27 September 2019

Strategy, Superannuation, Retirement, Investing, Interest Rates, Event Driven Update, Educational

More restrained investment returns predicted. Find out why…

Rick Maggi

23 September 2019

Financial Advice, Financial Planning

How to connect with a Financial Planner

Rick Maggi

23 September 2019

Financial Advice, Financial Planning

So you’ve decided it’s time to get some expert help to manage your finances. Here’s how to find the right Financial Planner for you…

Rick Maggi

18 September 2019

Going solo in retirement

Rick Maggi

18 September 2019

With divorce rates rising among couples aged 55+, more people could find themselves going it alone in retirement. We explore the pros and cons for your lifestyle and finances and speak to Dianne Kemp about her experience of planning for retirement after divorce…

Rick Maggi

16 September 2019

Making sense of your Medicare and tax obligations...

Rick Maggi

16 September 2019

Making sense of your Medicare and tax obligations...

Who pays what? A set-by-step guide to Medicare and the Private Health Insurance Rebate…

Rick Maggi

13 September 2019

Real Estate, Property

Property: Back from the abyss...

Rick Maggi

13 September 2019

Real Estate, Property

After the biggest fall in at least 40 years – with a 10.2% top to bottom fall between September 2017 and June this year - average capital city home prices have turned up again. So where to from here?

Rick Maggi

6 September 2019

Economics

Recession worries? Not so fast.

Rick Maggi

6 September 2019

Economics

Australian economic growth has slowed to the weakest since the GFC. Talk of recession remains all the rage. But is this a seriously possibility? AMPs Dr Shane Oliver gives us 9 reasons why recession in Australia remains unlikely…