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A happier retirement.

We love to see a plan finally come together. 

Since 1977, we’ve been helping clients achieve their financial independence through a combination of proven, time-tested retirement strategies, backed-up by strong, caring, client support. 

Starting with an easy to understand, clearly defined retirement blueprint, we'll help you improve your returns, stay in control, and calmly navigate through any number of challenges that might come your way.

 

 

Someone’s sitting in the shade today
because someone planted a tree
a long time ago.
— Warren Buffett
 
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Peace of mind.

You deserve to revel in your retirement, making the most of those experiences you may have been putting off for many years. 

A thoughtful, well executed retirement plan should release you from the stress of continual monitoring, market fluctuations and legislative changes, leaving you with more time and energy to focus on other, more important things.

And when coupled with a support team that keeps you informed every step of the way, confidence and peace of mind follows.

The benefits of having an experienced financial adviser by your side are significant. So if you're a little unsure about any aspect of your retirement, it's time to get a second opinion. 

Call Westmount for an obligation-free assessment of your circumstances. If we can add meaningful value, we'll outline a pathway forward. It costs nothing to enquire.

 

 
 

DOWNSIZING YOUR HOME?...

Many retirees find they want a smaller home, or a home more suited to their empty-nest requirements. For some, selling the family home can be a great way to release built-up equity to pay for retirement living expenses or in-home support that will allow them to stay home longer. 

From 1 July 2018, Australians aged 65 years or older will be able to make a non-concessional (after tax) contribution into their super account of up to $300,000 from the sale proceeds of their family home. Find out more here.

 

Account Based Pensions...

Account-based pensions can be a tax-effective way to draw on your super once you’ve retired, but how do you know if it’s the right option for you? Use this quick and easy guide (produced by the Financial Planning Association) to find out how they work and learn about the pros and cons.

 

Transition To Retirement...

If you're not quite ready to fully retire, but you would like to work a little less, a 'Transition to Retirement (TTR)' strategy might still be the perfect solution to bridge the income gap.

Depending on your age, income and existing superannuation assets, a 'TTR' allows you to drawdown some of the money you have already accumulated in your super in the lead-up to full retirement. A TTR strategy may also help to reduce income tax while boosting your super balance.