Financial Planning Assoc

One income or two?

One income or two?

Living on just one income can be a challenge whatever the circumstances. For singles and couples, with or without children, budgeting for all your household expenses is easier when you take steps to manage your money in a different way…

Fear Factor Investing

Fear Factor Investing

Fear is a factor in many of our investment decisions. Now, that’s not always a bad thing because fear can be an effective motivator that overcomes another great emotional roadblock for investors – procrastination…

Is working more the answer?

Is working more the answer?

When working more means earning more, it makes sense to take that promotion or extra shift to get ahead financially. But when expenses go up and quality of life goes down, is the price you’re paying for longer hours too high? 

Postgraduate education: Is it worth it?

Postgraduate education: Is it worth it?

So you’ve finished your degree - now what? With more Australians taking time to study for longer, find out if the benefits to your career and earning potential could be enough to make it worth investing in a postgraduate qualification…

Is China ok?

Is China ok?

It seems there is constant hand wringing about the risks around the Chinese economy with the common concerns being around unbalanced growth, debt, the property market, the exchange rate and capital flows and a “hard landing”…

Money & other family values...

Money & other family values...

At a time when spending is becoming ever more streamlined, it’s even more important for kids to understand the value of money. But how can parents and schools teach important money lessons without making kids feel anxious about not having enough or want more than they really need? Discover tools and concepts that can help with financial literacy, at home and in schools...

Don't Fall For It...

Don't Fall For It...

who can you trust with your money?

Opportunities to make your millions can come in many guises. Maybe you’ve been tempted to jump on the Bitcoin bandwagon or find a surefire way to become rich overnight. But it’s very important to fully understand the risks involved and seek sound advice before handing over your cash...

Teach Your Children Well

Teach Your Children Well

As we move towards a cashless society, how do we teach children that money comes from hard work and good financial management and not some magic money pot in the sky?

The True Value of Advice

The True Value of Advice

Does investing in a financial planner really pay off? According to the latest research from Sunsuper you could be thousands of dollars better off when you make choices based on professional financial advice. Plus you’ll take more family holidays, have greater peace of mind and more confidence in your financial decisions...

Mini-retirement: Where do I sign?

Mini-retirement: Where do I sign?

Think a mini-retirement sounds like a pipe-dream? If you daydream about having the time and energy to get through your bucket list while you’re still young, it could be time for the blue-sky thinking and practical planning that can make it happen...

Teen heading off to Uni?

Teen heading off to Uni?

5 Vital chats to have...

With the HSC exams finished and new graduates about to begin the next stage of their education, perhaps it’s a good time to start thinking about a new challenge ahead: how your teenager will fund his or her life at university.

Of course, you can always give your childs a helping hand with their finances during this time. But it’s also important to get them ready to stand on their own two feet during and after their studies.

For some parents, this may be a great opportunity to have those crucial chats about money and the financial workings of the world.

Living the Good Life...

Living the Good Life...

Whether you’re twenty-something and single or married with kids, life is full of challenges and opportunities. How can you handle money better so you’re not held back by debts and financial stress? 

Frugal February - How Much Could You Save?

Frugal February - How Much Could You Save?

It’s the shortest month of the year so what better time to make a change and save some money? We’ve got three tips for each of the next four weeks to help those dollars pile up in Frugal February...