Pensions

Are shares too expensive?

Are shares too expensive?

Some commentators claim shares are way overvalued and so a crash is inevitable. As always, it’s a lot more complicated, but given the current turbulence in share markets it’s worth having a look at whether share markets are expensive or not as a guide to how vulnerable we are to further falls….

Role Reversal

Role Reversal

...when your parents are relying on you!
As your parents get older, your whole family will be facing lots of changes. Supporting them during this time can be challenging, with lots of choices to be made. Get some tips to help you prepare for this role-reversal without it becoming a burden or a cause of family conflict…

Is An 'Itexit' Really On The Cards?

Is An 'Itexit' Really On The Cards?

AMPs Dr Shane Oliver takes a closer look at the potential impact of the recent Italian elections…

The Benefits of Infrastructure

The Benefits of Infrastructure

Many investors know that infrastructure generates strong and reliable cash flow streams, yet fewer investors appreciate the sheer scope and dynamism of infrastructure and the range of opportunities that it presents to investors...
 

Labor Backflips on Tax Grab

Labor Backflips on Tax Grab

Pensioners will now be exempt from Bill Shorten’s retiree tax grab after a fierce community backlash that Labor feared would hurt them in marginal seats at the next election...

Will you be renting in retirement?

Will you be renting in retirement?

Is owning your home the best option for your senior years? Discover why renting in retirement could be on the rise and explore some advantages of being a tenant in later life...

Downsize your home, contribute to super

Downsize your home, contribute to super

From 1 July 2018, Australians aged 65 years or older will be able to make a non-concessional (after-tax) contribution into their superannuation (up to $300,000 each) from the sale proceeds of their family home, if they have owned the property for at least 10 years...

Inflation: The risks to shares & property

Inflation: The risks to shares & property

The global risks to inflation and bond yields are finally shifting to the upside, with investment markets starting to take note as evident in the pullback in global share markets seen over the last few days. But how big is the risk? Are we on the brink of another bond crash that will engulf other assets like shares and property? 

2018: A List of Lists

2018: A List of Lists

Although 2017 saw the usual worry list – around President Trump, elections in Europe, China, North Korea and Australian property – it was good for investors. Balanced super funds had returns around 10%, which is pretty good given inflation was around 2%. This year has started favourably but volatility may pick up as geopolitical threats loom a little larger and US inflation rises. This note provides a summary of key insights on the global investment outlook in simple dot point form...

Market outlook for 2018

Market outlook for 2018

By the standards of recent years, 2017 was relatively quiet. Sure there was the usual “worry list” – about Trump, elections in Europe, China as always, North Korea and the perennial property crash in Australia. And there was a mania in bitcoin. But overall it has been pretty positive for investors...

Investing: Cautious optimism better for your health...

Investing: Cautious optimism better for your health...

At the start of last year, with global and Australian shares down around 20% from their April/May 2015 highs, the big worry was that the global economy was going back into recession and that there will be another Global Financial Crisis (GFC). Now, with share markets having had a strong run higher, it seems to have been replaced by worries that a crash is around the corner and this will give us the global recession and new GFC that we missed last year!

Retirement: Seniors are doing it for themselves

Retirement: Seniors are doing it for themselves

Newcastle-based lawyer Lyn Lucas has been practicing family law for 25 years. She is also 76. Lucas studied law as a mature age student, and seven years ago created an online legal practice, Online Divorce Lawyer. This came about as she was looking to lessen the stress of practising law full time...

Income & Dividends: The search for yield

Income & Dividends: The search for yield

For some time now, the investment world has been characterised by a search for decent yield paying investments. This “search for yield” actually started last decade but was interrupted by the Global Financial Crisis (GFC) and the Eurozone debt crisis before resuming again in earnest...

MORE GREAT INVESTMENT CHARTS

MORE GREAT INVESTMENT CHARTS

As Warren Buffett once said: “There seems to be a perverse human characteristic that makes easy things difficult.” This has particularly been the case with investing where complexity has multiplied with new products, new ways to access various investments, tax changes and new regulations, all with social media adding to the noise. But it’s really quite simple and this can be demonstrated in charts...