Service Philosophy.
Wealth accumulation / Wealth preservation: A clear pathway.
“Someone’s sitting in the shade today because someone planted a tree a long time ago.”
When you survey the current global economic landscape, Warren Buffett’s words seem both timely and poignant. With personal and government debt levels at historical highs, those who had foresight and made better decisions further ‘upstream’ continue to enjoy a higher standard of living today, despite being surrounded by market volatility and 24 hour news cycles.
It’s not too late.
When combined with action, having the right knowledge, tools and advisers at your disposal will always make a significant difference to your financial wellbeing. But perhaps just as importantly, the decision to move forward and implement a clear investment strategy for building and protecting your wealth also brings peace of mind, allowing you to focus your energies on other things. Whether you are just starting out, retired, or somewhere in between, we design financial solutions that are easy to understand, are flexible and affordable, and are always unique to your personal situation and objectives.
Retirement planning: Certainty and predictability.
Unfortunately, enjoying a relaxed, stress-free retirement doesn’t happen by accident. Achieving your desired retirement outcomes requires careful thought, forward planning and precision implementation. Taxation, investments, risk, superannuation laws, pensions, estate planning and, of course, finding the most appropriate retirement products are all issues that need to be fully considered. But the work doesn’t end there. Perhaps the most critical component of any successful retirement plan is making sure that your strategy remains relevant as your personal priorities, and the outside world, change over time.
We can help.
A comfortable, ongoing relationship with a trusted adviser can be an invaluable part of the retirement experience, providing greater certainty and a useful sounding board for you and other family members. As retirees with a trusted adviser are generally happier and wealthier than those without, we strongly encourage you to seek assistance by either contacting Westmount or the Financial Planning Association (FPA) in your state.
Superannuation: Taking control.
Superannuation is an area that should command more attention and greater diligence, but is often pushed to the side as being either too complicated or restrictive. This is unfortunate, but it doesn’t have to be this way.
Superannuation, whether self-managed or retail, is an extremely tax effective way to build wealth and will continue to be one of the key investment pillars in Australian society for many years to come. So can you afford not to know all of your superannuation options? We believe that a superannuation fund should reflect our clients’ values and their view of the world. Automatically ‘hand-balling’ your fund to a retail manager or an ‘Industry Super Fund’ can be hazardous to your wealth, without at least giving it more critical thought.
Creating a flexible, modern low-cost superannuation fund is a relatively easy undertaking, with the right advice. At Westmount, we go to great lengths to demystify superannuation and explain your alternatives in plain English.
